I am not sure what your question is. I used them constantly in my framing of the shot, cropping of the shot, and design constructs. They are rules, when followed will usually yield pleasing results but not always the best result.
There is a Photo Paint Compatible Plug In made by PowerTouche that is called the Golden Section Plugin. It allows you to interface with the various cropping theories includeing the two you have listed.
Rikk